Can you save money on Insurance?

Yes, you can by having a professional agent shop around for you. They know more about the ins and outs of policies than most of us.

Buying a new car?

When you buy a new car, check out how much the insurance is going to cost. Premiums are based in part on sticker price, the cost to repair, safety record and probability of theft.

What about deductibles?

Deductibles  represent what you could pay before the insurance policy does. If you have a higher deductible your payments will be lower.

Save money on older cars.

At a certain point it doesn't pay to have collision on an older car. It may not be cost effective to continue paying insurance premiums that are ten times more than the cost of the car.

Discounts and Discounts.

You will save money if you purchase your home owners and auto insurance from the same company. Chances are very good you'll get a discount. Multiple vehicles on a policy will most likely give you a savings as well.

Keeping it in the garage?

If you're driving fewer miles than the average per year by the general population you'll be able to get a discount here as well.

Group Coverage.

Companies may also offer group plans such as for businesses, alumni groups and other associations.

Ask for discounts.

You may be surprised how many companies have discount programs such for age groups over 50 and for retirees. Also, if you are a student and also if you have good credit because statistics show that drivers with better credit standings have fewer accidents than those whose credit ratings are not stable.

Check out Survival Insurance on the web at: www.survivalinsurance.com for discounts.